I am debt-free, again. I am also officially homeless. But, let’s not quibble. (Such a strange word. But, I digress.) Today, May 7, 2024, I officially relinquished my ownership of the only house of mine that truly felt like a home. I did so for more money than I paid for it in 2007, whichContinue reading “Debt Free Again”
Tag Archives: quality
Vanguard’s cautionary tale hidden in plain sight
Opening up Vanguard to add £10k of ISA contributions to buy VUSA, I come across this impressive chart of the amount of moolah a punter could accumulate, had they invested in the MCSI World Index since 1999. Nowadays you can do that easily, just go buy an ISA limit of VWRP on each April 6th,Continue reading “Vanguard’s cautionary tale hidden in plain sight”
Germany 73, America 45, Japan 15 and India 0, you will be shocked to see these figures.
Worldwide recession probability: The probability of recession for America is 45 percent. The recession probability for Germany is 73 percent. This estimate for India is 0 percent. Indian Economy News: Indian economy continues to be the fastest growing economy among big countries. This is why the future of the Indian economy is bright in theContinue reading “Germany 73, America 45, Japan 15 and India 0, you will be shocked to see these figures.”
You Need a Budget! I Need a Budget! We All Need a Budget!
Here is the problem I have with Dave Ramsey, a popular American financial advisor. (I have listened to his podcast or radio show, whatever it was back then, because I have a relative who is a Big Fan). In Dave’s view, the current conditions and realities don’t matter for implementing his “baby steps,” and he is alsoContinue reading “You Need a Budget! I Need a Budget! We All Need a Budget!”
Achieving Financial Freedom: A Millennial’s Guide!
In today’s challenging financial landscape, mastering millennial finance is the key to achieving true financial freedom. With strategic planning, smart budgeting, and savvy investing, millennials can navigate economic uncertainties with confidence. Embrace the power of technology and financial literacy, and remember that small steps lead to substantial future wealth. Believe in your ability to makeContinue reading “Achieving Financial Freedom: A Millennial’s Guide!”
Holiday Money Management: Tips for Smart Christmas Finances
As the holiday season approaches, many of us are filled with excitement and joy for all the festivities that come with it. However, along with the cheer and excitement, there’s also the added pressure of managing our Christmas finances. From gift shopping to hosting family dinners, the expenses can quickly add up and leave usContinue reading “Holiday Money Management: Tips for Smart Christmas Finances”
Extra Blog Post: WordPress February Prompts – Our Budget
Write about your approach to budgeting. To be completely honest, I was never one to budget or save money before my husband and I started living together and combined our finances. Not that I had much money to budget anyway, coming from a childhood and teenage years of poverty. Still, financial literacy wasn’t something IContinue reading “Extra Blog Post: WordPress February Prompts – Our Budget”
Budget, finance, money 💰
Budgeting is important, in everyone’s life, for the future, for emergencies, etc. At first note, I don’t manage finances. But still I do understand the concept of budgeting. Nowadays inflation is increasing, and for sure, it affects the pattern of budget we have. That’s why having a plan for spending and saving money is important.Continue reading “Budget, finance, money 💰”
Stocks are STILL a great long-run investment!
February 5, 2024 – Two recent papers in the personal finance area have caused enough of a stir that I’ve gotten numerous requests for comment. I noticed that if I compile all my notes, calculations, simulations, and replies, I already have more than half of a new blog post. So, today I would like toContinue reading “Stocks are STILL a great long-run investment!”
Future-proofing.
I am always stressed about money. Since the age of 16, I’ve been rattled with financial stress. I thought that as I made more money, the stress would subside, but no. It turns out, the higher the income, the greater the responsibilities. So, here I am, 36 years later, still grappling with money-related stress. IContinue reading “Future-proofing.”
Nerds&Geeks 